"Dedicated To Financing The American Dream"

As one of the fastest growing home loan & mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States. 

We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house. Our success and expansion is built on core values including streamlined and efficient operations that optimize organizational output as well as an approach to customer service founded on exceeding expectations.

The Right Home Loan Can Turn Your Dreams Into Reality Today

For Us, This Is More Than A Motto... It's What We Do.
At AFN We Are Dedicated To Making Every Home Loan A Relationship That Will Last A Lifetime.

  1. Personal Attention
    Personal Attention
    Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your home loan.
  2. Client Participation
    Client Participation
    Our only goal is to provide each client with the services and programs that best suit their needs and provide comprehensive solutions.
  3. Award Winning
    Award Winning
    No matter where you look, from Yelp to Zillow and even with the VA we have a 5 star rating and our customers and partners simply love us!
Meet Carmen Cipolone

Senior Home Loan Officer NMLS#945589

Highly experienced loan professional dealing with Fannie Mae, Freddie Mac, Ginnie Mae, non traditional loans, business loans, and personal loans. Assisting homeowners with their financial needs is my main passion. My goal is to make the loan process as simple and worry-free as possible. I pride myself in offering the highest level of customer service and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, my purpose is to satisfy your needs. By putting you first, I assure you a pleasurable transaction.
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